Privacy policy

Summary

YieldGen is portfolio software. We process account credentials you create on our website, brokerage data you authorize through your broker, and technical data needed to run the app. We do not sell your personal information. We do not provide investment advice.

Information we collect

• Account information — username and password (stored using industry-standard hashing on our servers), email address when you provide it for beta signup or support, subscription or beta access status, and session tokens for signed-in use of the app.
• Brokerage data — when you connect a supported brokerage (for example Charles Schwab), we receive positions, balances, quotes, orders, and related account data authorized by you through the broker’s OAuth flow. We use this only to display portfolio analytics and to route order tickets you authorize to your broker when supported.
• App preferences — settings you save in the app (display options, option-chain ranges, default account, theme) are stored on our servers while you are signed in.
• AI analyst context (optional) — if you use the AI buttons on Watchlist, Option Chain, or Detail, we assemble a prompt that may include symbols, strikes, expirations, quotes, YieldGen-calculated metrics, and a compact snapshot of open positions in the selected account (not your brokerage account number). The prompt directs the model to act as an equity research analyst and return objective information only—not investment advice. Your chosen provider and model (Settings) process the prompt; the abridged prompt and response are shown in the app. We do not use this feature to place trades or offer follow-up chat.
• Device authentication — if you enable Face ID or Touch ID, biometric templates remain on your device; we do not receive biometric data. The app may store a session token in the device secure keychain after you sign in.
• Diagnostics (optional) — the app may keep a short in-memory diagnostic log on your device to help troubleshoot issues. That log is not uploaded automatically; you may choose to copy it from Settings when contacting support.
• Website usage — standard web server logs when you visit yieldgen.com (IP address, browser type, pages viewed) for security and operations.

How we use information

We use collected information to authenticate you, retrieve and compute portfolio metrics, maintain your settings, process subscriptions or beta access, respond to support requests, run optional AI analysis you request in the app, and improve reliability and security. We do not use your brokerage data to recommend trades or to market third-party securities to you. AI responses are objective information and standard calculations only; they are not investment advice.

Sharing

We share data only with service providers that help us operate YieldGen (for example cloud hosting on AWS, payment processing when paid plans are enabled, AI analysis through OpenAI when you use the in-app AI analyst, and your chosen brokerage for authorized data access and order routing). Prompts sent for AI analysis may include the contract and portfolio snapshot described above; they are processed under the provider’s terms and our instructions to generate a response for you. We may disclose information if required by law or to protect rights, safety, and security.

Retention & security

Account and portfolio cache data are stored in encrypted cloud infrastructure. We retain information while your account is active and for a reasonable period afterward for legal and operational needs. You may delete your account in the app (Settings → Delete Account) or by contacting us (see below).

Your choices

• Sign out of the app to clear the active session on your device, or sign out from the Account page on this website.
• Change your password or review your subscription on the Account page after you log in on this website.
• Delete your YieldGen account from Settings → Delete Account (password confirmation required). This removes your YieldGen login and clears linked app data we store (settings and brokerage connection tokens). It does not close your brokerage accounts.
• Revoke brokerage authorization through your broker’s security settings.
• Disable Face ID or Touch ID in the app login screen.
• Do not create an account if you do not agree with this policy.
• Email support@yieldgen.com if you need help with access or deletion, or cannot use the in-app Delete Account flow.

Children

YieldGen is not directed to children under 13 (or the minimum age required in your jurisdiction). We do not knowingly collect information from children.

Changes

We may update this policy from time to time. Material changes will be posted on this page with an updated date.

Contact

Privacy and support: support@yieldgen.com. See also Support and Legal & disclaimers.